For information on how we use your personal data please refer to our UK Privacy Notice

Direct Debit Setup

Billing Information

This should be the same as the details for your card

Direct Debit Details

Instruction to your Bank or Building Society to pay by Direct Debit

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You will receive correspondence in the post from Premium Credit, who will collect your instalments on our behalf.

Your application for credit will be passed to Premium Credit Limited. In assessing your application they will search the public information that a credit reference agency holds about you. The credit reference agency will add details of the search and your application to the records they hold about you whether or not your application proceeds. This and other information may be used to make credit decisions about you and undertake checks for the prevention and detection of money laundering.

Please note that all insurance companies who provide Direct Debit must adhere to these new rules and carry out credit searches. By applying to pay your premium by Direct Debit you consent to the search being made.

To pay for a policy by Direct Debit the account holder must:

  • Be named on the policy as the main or joint policyholder


  • Hold Power of Attorney over the policyholder
  • Be an Executor of a deceased policyholder’s estate
  • Be a Trustee of a trust if the policy is in the name of a trust

Please note that any policy set up in a company name MUST be set up on Direct Debit using a company bank account in the name of that company.

Automatic Renewal

To help ensure that you continue to benefit from the cover provided, your insurance policy(ies) will automatically renew at the end of the current policy period. Ahead of your policy(ies) expiry date, we will provide you with a renewal quotation pack - upon receipt of this, you should check that the level of cover offered is appropriate for your needs.

If you would like to withdraw your consent now, please use this toggle:

You need to be aware that if you opt-out of automatic renewal and you do not provide your instructions to proceed with renewal upon expiry, all cover will cease at the end of the current period of insurance.

For information on how we use your personal data please refer to our UK Privacy Notice